Capital One Journey Student Rewards Card. If your child’s credit is great, this student card offers cash back rewards of one percent on every purchase. If he makes his payment on time, a 25-percent bonus comes his way. Rack up enough expenditures and handle the transactions in a fiscally savvy way and she could build a solid credit history. Additionally, if your son’s card is stolen or lost, fraud coverage comes with the Journey and five months of responsible use and bill pay can boost his credit line. There are high APRs and no introductory promotions associated with this student card, so it’s recommended only for mature, responsible students.
Keybank College Rewards Card. You might not have heard of this card issuer before, but if your student leaves something to be desired in the credit history department, she can still qualify for this unique card, aimed at students in need of second chance to improve their credit standing while offering the convenience of a card for emergencies and general expenses. Your child will earn one point for every dollar she spends and 1,000 points are automatically added as soon as she uses the account for the first time. This incentive could be the catalyst for getting your child’s credit back to health in 2015.
Discover it Chrome for Students. If you prefer a well-known card brand, you might want to send your child off to university with a Discover it card with benefits galore. There’s no annual fee, 2-percent cash back up to $1,000 to spend at eateries and gas stations and he will also get 1-percent cash back on other purchases throughout 2015 and beyond. Free FICO scores appear on monthly statements and free text alerts remind students when bills are due. If your child loves anything associated with a mobile app (it’s free with the card), this card, with a 0-percent introductory offer for six months, may be all you need to stock that dorm room with essentials.
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