Maximazing points (rewards) given by your credit card

2015 marks a big year for changes to many of the best credit cards in the U.S. By October of this year, you will most likely be issued new cards containing a microchip. It seems that EMV technology, which boasts better security (a microchip instead of a magnetic strip), will finally make its way to the U.S. Mastercard and Visa will both switch over to this technology by October.
New services, like Apple Pay, now store all of your card information, making it possible to walk into the local supermarket and leave with a bag of groceries without ever taking your wallet out. Credit cards and rewards programs are here to stay, but it’s tough to say which physical feature your card will have next year, or if you’ll even be issued a card at all given the current trends and technology.
Aside from these new changes, rewards credit cards still exist in the same types, like cash back, airline, travel, hotel, and brand loyalty cards. Given the sheer number of credit cards and new offers coming in daily, picking one is really a matter of personal preference. Do you want higher rewards on your grocery purchases? Or is travel the most important thing to you? All questions worth pondering when you consider that thousands of credit card rewards programs exist.

My goal here is to showcase the best rewards credit cards and explain who each of these cards is best for so you can make an educated decision when choosing your next card.

The best rewards credit card for you ultimately depends on your spending habits. In order to capitalize on rewards, you want to get the highest rewards for the things you buy most. However, that’s not the only important factor. Earning consistent rewards on a variety of purchases is also high on my list. If you use your rewards credit cards the right way, you get paid back on everything you buy.
For example, I recommend the Chase Sapphire Preferred®. It’s simply the most versatile rewards credit card on the market. I own this card because it consistently provides me with 2x points on dining and travel with no foreign transaction fees, among other great features.