One chance Credit/Debit Card

What’s a special offer? The definition is unique to a situation, but if you’re a first-time credit card seeker, you might belong to a rarefied credit class that comes with special benefits. Oftentimes these special offers can be very enticing, and provide awesome benefits. Check out these special offers:

The Discover it Card offers an introductory rate 0-percent for 18 months balance transfer introductory rate that can give you a long bit of breathing room, taking you to the end of 2015. The Discover it card is rated 4.8 of 5.0 stars by thousands of card members plus there’s no annual fee. Enjoy late payment forgiveness the first time you forget your due date. Free FICO scores on statements help you keep tabs on your credit in 2015 and beyond.

Capital One Venture Rewards Card piles on the benefits once you’ve said yes to their offer. Perks are twice as nice as most mileage travel offers! Spend $3,000 using the card within three months and grab 40,000 miles, then get unlimited 2X miles on all future purchases. Blackout dates? Airline or hotel restrictions? No way—and miles never expire, so go abroad and forget foreign transaction fees because your card has you covered on both fronts.

Capital One Quicksilver Cash Rewards Card. Consider Quicksilver if you’re working to build your credit history on the road to success. Receive 1.5-percent cash back on everything you buy, request the rebate any time you like, enjoy 0-percent interest until May 2015 and enjoy knowing that this cash back deal won’t expire– nor will you be subject to rotating reward categories that leave you dazed and confused. Build solid credit with this card and earn a higher credit limit by making five on-time payments. Additionally, fraud coverage is free.

Gold Delta Skymiles from American Express. It’s still the ultimate plastic icon and these days, it’s easier than ever to get special offers through AmEx, particularly if you’re a patron of Delta and want a card that piles on extras as you travel throughout 2015. Make $1,000 in purchases in three months and rake up 50,000 in bonus miles! At that point, more benefits accrue: Get 2X Delta miles with purchase and 1X miles for other transactions, plus a free checked bag on a Delta flight, priority boarding and zero annual fees for your first year.